You can clear your debt quicker if you find ways to boost your income.

Many people do not realise they may be able to claim benefits. Use a benefits calculator to check what benefits you may be able to get and what steps you need to take to claim them.

You could also look for other ways to increase your income by claiming child maintenance from an absent parent, getting advice about your pension options or finding grants that may be linked to your situation or job.

Putting together a list of everything you need to pay for can help give you a clearer idea of where your money is going.

Once you've done this, you can look at ways that you can cut costs. You may be able to reduce your water charges, get discounted travel or cheaper broadband or phone packages.

Taking the first step to get your debt under control can be difficult. It’s important to fully understand the exact amount you owe and whether it’s a priority or not.

Explore different debt solutions to figure out the best solution for your situation.

If you want to find out more about different debt solutions and need advice and support to take the next steps, you can get free, independent and confidential debt advice.

Worrying about your finances can put a lot of stress on your body and mind.

If you're feeling overwhelmed, talk to someone. This can be someone you know or a trusted helpline for confidential support.

If you or someone you know is in immediate danger, call 999 or go to your nearest A&E now.